The Official Roadmap to Starting a Moving Company in Iowa

A verified guide sourced exclusively from the Iowa Department of Transportation (Motor Carrier Services).

Regulation Check: Do you have a Tariff?

Iowa requires household goods carriers to file a "Tariff" (a formal list of rates and charges) with their application. Do you have one prepared?

Step 1: Application (Form 441052)

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Authority: Iowa Department of Transportation (Motor Carrier Services).

  • Apply: Submit "Iowa Application for Intrastate Motor Carrier Permit/Certificate" (Form 441052).
  • Fee: $150.00 one-time application fee.
  • USDOT: You must have an active USDOT number before applying.

Step 2: Tariff Filing

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This is the most critical document for movers.

  • Requirement: You must attach a copy of your Tariff to your application.
  • Content: Must include all rates, charges, and service terms. You cannot charge a customer a rate that isn't in this document.

Step 3: Insurance Filing

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Your agent must file continuous proof of coverage.

  • Form E: Certificate of Liability Insurance. Required for all for-hire carriers.
  • Form H: Cargo Liability Certificate. Specifically required for Household Goods carriers.

Step 4: Operational "Must Haves"

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Required by Iowa DOT regulations.

  • Permit Copy: You must keep a copy of your Motor Carrier Permit in every vehicle at all times.
  • Markings: Truck must display your USDOT Number and Company Name.
  • Tariff Updates: Any rate changes must be filed with the DOT at least 7 days before they take effect.

The "Don't Get Fined" Zone

  • 7-Day Rule: If you want to raise your prices, you must file an amended tariff with the DOT 7 days before the new rates apply.
  • Posting: You must post your tariff at your principal place of business for public inspection.
  • House Movers: Do not confuse "Household Goods" with "House Mover." Moving a building structure requires a different permit and higher insurance.

Official Government Portals

Frequently Asked Questions

1. What license do I need in Iowa? ▼
You need an Intrastate Motor Carrier Permit issued by the Iowa DOT. When applying (Form 441052), you must specify that you are transporting "Household Goods".
2. Do I need a USDOT number? ▼
Yes. All intrastate motor carriers operating for-hire in Iowa are required to have a USDOT number. You must list this number on your permit application.
3. What is a Tariff? ▼
A tariff is a document listing your rates, charges, and service rules. Unlike general freight carriers, household goods carriers must file a tariff with the Iowa DOT. You cannot operate without one.
4. How much is the application fee? ▼
The filing fee for a new Motor Carrier Permit application is $150.00. This is a one-time fee as long as you maintain your authority.
5. What are the insurance requirements? ▼
You must maintain continuous insurance coverage. Your agent must file Form E (Liability) and Form H (Cargo) with the Iowa DOT.
6. Can I change my rates? ▼
Yes, but you must file a tariff supplement or amendment with the Iowa DOT at least seven days before the new rates take effect. The fee for a tariff update is $10.00.
7. Do I need to attend a safety seminar? ▼
Generally, no. The safety education seminar is required for *passenger* carriers and *liquid bulk* carriers. It is typically not required for standard household goods movers.
8. What markings must be on my truck? ▼
Your vehicle must display your Legal Company Name (or registered trade name) and your USDOT Number on both sides of the power unit.
9. Do I need to carry my permit in the truck? ▼
Yes. A copy of your Motor Carrier Permit must be carried in every vehicle you operate for-hire at all times.
10. Is "Household Goods" the same as "House Mover"? ▼
No. "Household Goods" refers to moving personal property (furniture/boxes). A "House Mover" moves entire buildings/structures and requires a different permit and significantly higher insurance.

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